Traders and Investors | Interactive Brokers LLC (2024)

Traders and Investors | Interactive Brokers LLC (1)

IBKR is the Professional's Gateway to the World's Markets

Lowest Costs Lowest Costs Global Markets Global Markets Trading Technology Innovative Technology Investors' Marketplace Investors' Marketplace Education Education Account Structure Account Structure Open Account Open Account

The IBKR Advantage

  • IBKR Liteclients have access to $0 commissions on US listed stocks and ETFs and low commissions on other products.
  • IBKR BestXTM is a powerful suite of advanced trading technologies designed to help clients achieve best execution and maximize price improvement while minimizing market impact.
  • Low margin rates, with rates as low as5.83%.
  • Earn interest of up to 4.83%on instantly available USD cash balances.
  • Our Stock Yield Enhancement Program lets you earn extra income on the fully-paid shares of stock held in your account.
  • Invest in stocks, options, futures, currencies, bonds, funds and more across150markets in34countries from asingle unified platform.
  • Fractional shares let you divide investments among more stocks to achieve a more diversified portfolio.
  • Powerful trading technology and advanced trading tools help you create and execute your trading strategies with ease from virtually any desktop or mobile device.

Professional Pricing – Maximize Your Returns

Commissions start at USD 0 on US listed stocks and ETFs1 with low commissions on other products, and there are no added spreads, ticket charges or account minimums.

Learn About Commissions

Margin rates up to49%lower than the industry.2

Compare Margin Rates

Earn interest rates of up to USD 4.83% on instantly available cash.3

Compare Interest Rates

Earn extra income on your lendable shares.

See Stock Yield Enhancement

  1. IBKR Lite provides commission-free trades in US exchange-listed stocks and ETFs. For complete information, see ibkr.com/commissions
  2. For complete information, see our margin rate comparison
  3. Restrictions apply. See additional information on interest rates. Credit interest rate as of July 3, 2024.

Discover a World of Opportunities


Invest globally in stocks, options, futures, currencies, bonds and funds from asingle unified platform. Fund your account in multiple currencies and trade assets denominated in multiple currencies. Access market data 24 hours a day and six days a week.

150

Markets

34

Countries

27

Currencies*


Global Markets

*Available currencies vary by Interactive Brokers affiliate.

Graphic is for illustrative purposes only and should not be relied upon for investment decisions.

Traders and Investors | Interactive Brokers LLC (2)

Local Time: Open Closed

mssage123

Explore Our Global Offering

IBKR GlobalAnalyst

IBKR GlobalAnalyst is designed for investors who are interested in international portfolio diversification. It helps you find new opportunities to diversify your portfolio and discover undervalued companies that may have greater growth potential.

Bond Marketplace

IBKR has no mark-ups or built-in spreads and offers low and fully transparent commissions on bonds. Access a vast universe of more than 1 million bonds and trade US Treasuries around the clock five days per week.

Mutual Fund Marketplace

The Mutual Fund Marketplace offers an extensive availability of mutual funds from around the world. Use our Mutual Fund Search Tool to search funds from more than550fund families and filter funds by country, fund family, transaction fee or fund type.

Short Securities Availability

The Shortable Instruments (SLB) Search tool is a fully electronic, self-service utility that lets clients search for availability of shortable securities. Shortable availability and borrow fees are broadcast in real-time on Trader Workstation (TWS), IBKR Desktop, the Client Portal, FTP files and API data feeds.

Overnight Trading Hours

Trade select US stocks and ETFs around the clock, five days per week. Access US stocks and ETFs when market-moving news happens and trade during Asian market hours or whenever it is convenient for you.1

  1. Any discussion or mention of an ETF is not to be construed as recommendation, promotion or solicitation. All investors should review and consider associated investment risks, charges and expenses of the investment company or fund prior to investing. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.

Technology to Help Individual Investors and Traders Succeed

Trading Platforms

Powerful enough for the professional trader but designed for everyone. Available on desktop, mobile and web.

Comprehensive Reporting

Real-time trade confirmations, margin details, transaction cost analysis, sophisticated portfolio analysis and more.

Order Types and Algos

90+ order types – from limit orders to complex algorithmic trading–help you execute any trading strategy.

Fractional Trading

Buy or sell any eligible US or European stocks/ETFs using fractional shares, which are stock units that amount to less than one full share, or by placing an order for a specific purchase price rather than quantity of shares.

Free Trading Tools

Spot market opportunities, analyze results, manage your account and make better decisions with our free trading tools.

Free Account Tools

Manage taxes and corporate actions, learn about T+1 settlement and trade allocations, and read about additional tools and services available to clients.

API Solutions

Our proprietary API and FIX CTCI solutions let institutions create their own automated, rules-based trading system that takes advantage of our high-speed order routing and broad market depth.

Create and Manage Your Complete Portfolio

Interactive Advisors

An actively managed robo-advisor and pioneer in online investing that offers low-cost, diversified portfolios customized for your needs.

Mutual Fund/ETF Replicator

Identify and invest in lower cost ETFs with similar strategies to higher-fee mutual funds.

Environmental, Social and Governance (ESG)

ESG scores from Refinitiv give you and your clients a new set of tools for making investment decisions based on more than just financial factors.

PortfolioAnalyst

Link investment, banking, checking, incentive plan and credit card accounts into a complete portfolio view to calculate returns, understand risks and measure performance against benchmarks.

Impact Dashboard

Use the Impact Dashboard to identify and invest in companies that share the values held by your clients.

A Broker You Can Trust

When placing your money with a broker, you need to make sure your broker is secure and can endure through good and bad times. Our strong capital position, conservative balance sheet and automated risk controls are designed to protect IBKR and our clients from large trading losses.

IBKR

Nasdaq Listed

$14.7B

Equity Capital*

74.6%

Privately Held*

$10.4B

Excess Regulatory Capital*

2.56M

Client Accounts*

2.35M

Daily Avg Revenue Trades*


IBKR Protection

Traders and Investors | Interactive Brokers LLC (3)

*Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.

Investors' Marketplace

600+

investment
services

320+

research
services

450+

technology
services

40+

business dev
services

The Investors' Marketplace lets individual traders and investors, institutions and third-party service providers meet and do business together.

Search for and do business with multiple advisors, brokers, and wealth managers. Access dozens of advisor portfolios, including Smart Beta portfolios, offered by Interactive Advisors. Accredited investors and qualified purchasers can search for, research and invest with hedge funds.

  • Advertise your services at no cost and reach individual and institutional users worldwide.
  • Locate third-party vendors offering API and FIX CTCI solutions.
  • Find third-party, institutional-caliber research providers and access research directly through Trader Workstation (TWS).

Find Services

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Traders' Academy

Webinars

Traders' Insight

Podcasts

Quant Blog

Student Trading Lab

On-Demand Educational Resources – Never Stop Learning

Even the most experienced traders or investors need to keep learning to stay ahead. Interactive Brokers provides several resources to help you better understand IBKR products and services, markets and technology.

View IBKR Campus

Award Winning Platform & Services

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#1 Professional Trading
#1 International Trading

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Best Online Broker,
for Advanced Traders

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#1 Best Online Broker
5 out of 5 stars

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Best for
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Best Online Broker

See All Awards

Individual, Joint, IRA and Trust Account Structures


Account Types: Traders or Investors

  • INDIVIDUAL: Account owned and used by a single person.
  • JOINT: Account owned and used by two people.
  • IRA: Individual Retirement Account. See IRA Account Information.
  • UGMA/UTMA: Account for a Custodian of a minor who is a US resident.

Add up to five optional Power of Attorney users.

  1. Individual User

  2. Optional 2nd User

  1. Individual or IRA Account

  1. Primary User

  2. Secondary User

  1. Joint
    Account

  1. Custodian

  1. UGMA/UTMA Account

Account Information

We offer many client account structures that are designed to meet the specific needs of individual traders and investors, including Individual, Joint, IRA and UGMA/UTMA accounts.

TheIBKR Proplan serves the active trader with lowest cost access to more than150markets in34countries and a full suite of premier trading technology.

TheIBKR Liteplan serves the occasional or infrequent trader with commission free US stock and ETF trading and a simplified trading via desktop and mobile platforms.

Compare Pricing Plans.

Accounts are accepted from citizens or residents of all countries except citizens or residents of those countries or regions that are on the sanction list of the US Office of Foreign Asset Controls or similar lists, or other countries determined to be higher risk. See all available countries.

Minimum Age Requirements:

  • Margin Account: 21 years of age
  • Cash Account: 18 years of age

IRA accounts are only available for individual US citizens living anywhere and US resident aliens. See IRA Account Information.

A UGMA/UTMA account is only available as a cash-only account and is intended for the Custodian of a minor who is a legal US resident and a US citizen.

IBKR Lite or IBKR Pro
Pick the Pricing Plan Best for You.

Compare

Which Plan is Best for You?

Features IBKR Lite IBKR Pro
Commissions:

US Exchange-Listed Stocks / ETFs

Commission-free1, 12 Fixed or Tiered Pricing

Other Stocks / ETFs

Fixed Pricing Fixed or Tiered Pricing

Options

Fixed Pricing2 Fixed or Tiered Pricing

Futures

Fixed Pricing Fixed or Tiered Pricing

Currencies

Tiered Pricing Tiered Pricing

Bonds

Tiered Pricing Tiered Pricing

Mutual Funds

Fixed Pricing Fixed or Tiered Pricing
Account Fees:

Minimum Balance

USD 0 USD 0

Maintenance Fee

USD 0 USD 0

Interest Paid on Instantly Available Cash Balances3

Benchmark minus 1.5% Benchmark minus 0.5%

Interest Charged for Margin Loan

Benchmark plus 2.5% Begins at Benchmark plus 1.5%, with lower rates for higher loan values.4
Eligible Accounts:

US Retail Investors5

Institutional Accounts6

Advisors7,8

Brokers9,10

Account Features:

Stock Yield Enhancement Program

FDIC Promontory Program

Market Data - US Listed Stock/ETFs

Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs. Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs.

Market Data - Other Products

Low-cost data bundles and
a la carte subscriptions available.
Low-cost data bundles and
a la carte subscriptions available.

Outside Regular Trading Hours11

07:00 - 20:00 04:00 - 20:00
Trading Technology:

Client Portal

IBKR Mobile

IBot

Trader Workstation (TWS)

**

IBKR APIs

Algos

Condition Orders &
Advanced Order Types

Paper Trading

Mutual Fund / ETF Replicator

Risk NavigatorSM


= Included

  1. IBKR Lite is meant for retail investors, including financial advisors trading on behalf of their retail clients. IBKR reserves the right to reject any IBKR Lite order or series of orders if IBKR determines the order(s) appear to show non-retail trading behavior. At the time an order is rejected, the client will be automatically presented the option to resubmit the rejected order on a Fixed commission basis.
  2. Where available in North America.
  3. Accounts with a NAV of less than USD 100,000 (or equivalent) will be paid at a rate proportional to accounts with a NAV of USD 100,000 (or equivalent) or more. The proportion is determined by the ratio of the account's NAV to USD 100,000 (or equivalent). This does not apply to currencies with negative interest rates, where the negative rate applied will be the same regardless of account size. See our Interest Rates for details.
  4. See our Margin Rates for details.
  5. US Retail Investors includes individuals, joint, UGMA/UTMA, retirement and trust accounts.
    1. Standalone trust accounts with legal entity trustees are not eligible for IBKR Lite
  6. Institutional Accounts are defined as any hedge funds, proprietary trading group or organizational type accounts
  7. Advisors include all registered financial advisors and non-registered financial advisors.
  8. To be eligible for IBKR Lite, advisors must be US domiciled and must have:
    1. Less than 15% of client accounts outside the US
    2. Less than 15% of client equity outside the US
    3. Less than 15% of client accounts as organization accounts
    4. No client accounts from Israel
    5. No partitioned client accounts
    6. No Separate Trading Limits (Proprietary Trading) accounts
  9. Brokers require special approval from IBKR before opening an IBKR Lite account. Brokers cannot have both IBKR Lite and IBKR Pro clients under the same account structure. Separate accounts structures are required to facilitate.
  10. Brokers on the IBKR Lite plan cannot support the follow ing type of client sub accounts:
    1. Israel is the country of legal residence of the account holder
    2. Partitioned client accounts
    3. Three-tier hierarchies (no advisor or STL proprietary trading accounts)
    4. OMS clients
  11. Regular trading hours for IBKR Lite and IBKR Pro are 09:30 – 16:00. Market orders placed prior to regular trading hours will be treated as MarketOnOpen orders and count towards client threshold.
  12. At the end of each month, IBKR will review the total monthly trading volume of US listed stock orders. If the combined volume of OnClose, OnOpen, Outside Regular Trading Hours ("Outside RTH") or sub-USD 1.00 NMS exceeds 10% of an account's monthly US stocktrading volume, a commission of the lesser of USD 0.005 per share or 1% of trade value will be charged.
  • * Excludes pink sheet data.
  • **Trader Workstation (TWS) is not available to Brokers' clients enrolled in IBKR Lite.
  • † Fees may apply.

We understand your investment needs change over time. You can switch between the IBKR Lite and IBKR Pro plan at any time. Your first three reclassifications are processed on a daily basis while subsequent reclassifications happen on a quarterly basis.

Which Plan is Best for You?

Features IBKR Lite IBKR Pro
Commissions:

US Exchange-Listed Stocks / ETFs

Commission-free1, 12 Fixed or Tiered Pricing

Other Stocks / ETFs

Fixed Pricing Fixed or Tiered Pricing

Options

Fixed Pricing2 Fixed or Tiered Pricing

Futures

Fixed Pricing Fixed or Tiered Pricing

Currencies

Tiered Pricing Tiered Pricing

Bonds

Tiered Pricing Tiered Pricing

Mutual Funds

Fixed Pricing Fixed or Tiered Pricing
Account Fees:

Minimum Balance

USD 0 USD 0

Maintenance Fee

USD 0 USD 0

Interest Paid on Instantly Available Cash Balances3

Benchmark minus 1.5% Benchmark minus 0.5%

Interest Charged for Margin Loan

Benchmark plus 2.5% Begins at Benchmark plus 1.5%, with lower rates for higher loan values.4
Eligible Accounts:

US Retail Investors5

Institutional Accounts6

Advisors7,8

Brokers9,10

Account Features:

Stock Yield Enhancement Program

FDIC Promontory Program

Market Data - US Listed Stock/ETFs

Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs. Complimentary non-consolidated, real time streaming data* for primary exchanges for US Equities and ETFs.

Market Data - Other Products

Low-cost data bundles and
a la carte subscriptions available.
Low-cost data bundles and
a la carte subscriptions available.

Outside Regular Trading Hours11

07:00 - 20:00 04:00 - 20:00
Trading Technology:

Client Portal

IBKR Mobile

IBot

Trader Workstation (TWS)

**

IBKR APIs

Algos

Condition Orders &
Advanced Order Types

Paper Trading

Mutual Fund / ETF Replicator

Risk NavigatorSM


= Included

  1. IBKR Lite is meant for retail investors, including financial advisors trading on behalf of their retail clients. IBKR reserves the right to reject any IBKR Lite order or series of orders if IBKR determines the order(s) appear to show non-retail trading behavior. At the time an order is rejected, the client will be automatically presented the option to resubmit the rejected order on a Fixed commission basis.
  2. Where available in North America.
  3. Accounts with a NAV of less than USD 100,000 (or equivalent) will be paid at a rate proportional to accounts with a NAV of USD 100,000 (or equivalent) or more. The proportion is determined by the ratio of the account's NAV to USD 100,000 (or equivalent). This does not apply to currencies with negative interest rates, where the negative rate applied will be the same regardless of account size. See our Interest Rates for details.
  4. See our Margin Rates for details.
  5. US Retail Investors includes individuals, joint, UGMA/UTMA, retirement and trust accounts.
    1. Standalone trust accounts with legal entity trustees are not eligible for IBKR Lite
  6. Institutional Accounts are defined as any hedge funds, proprietary trading group or organizational type accounts
  7. Advisors include all registered financial advisors and non-registered financial advisors.
  8. To be eligible for IBKR Lite, advisors must be US domiciled and must have:
    1. Less than 15% of client accounts outside the US
    2. Less than 15% of client equity outside the US
    3. Less than 15% of client accounts as organization accounts
    4. No client accounts from Israel
    5. No partitioned client accounts
    6. No Separate Trading Limits (Proprietary Trading) accounts
  9. Brokers require special approval from IBKR before opening an IBKR Lite account. Brokers cannot have both IBKR Lite and IBKR Pro clients under the same account structure. Separate accounts structures are required to facilitate.
  10. Brokers on the IBKR Lite plan cannot support the follow ing type of client sub accounts:
    1. Israel is the country of legal residence of the account holder
    2. Partitioned client accounts
    3. Three-tier hierarchies (no advisor or STL proprietary trading accounts)
    4. OMS clients
  11. Regular trading hours for IBKR Lite and IBKR Pro are 09:30 – 16:00. Market orders placed prior to regular trading hours will be treated as MarketOnOpen orders and count towards client threshold.
  12. At the end of each month, IBKR will review the total monthly trading volume of US listed stock orders. If the combined volume of OnClose, OnOpen, Outside Regular Trading Hours ("Outside RTH") or sub-USD 1.00 NMS exceeds 10% of an account's monthly US stocktrading volume, a commission of the lesser of USD 0.005 per share or 1% of trade value will be charged.
  • * Excludes pink sheet data.
  • **Trader Workstation (TWS) is not available to Brokers' clients enrolled in IBKR Lite.
  • † Fees may apply.

We understand your investment needs change over time. You can switch between the IBKR Lite and IBKR Pro plan at any time. Your first three reclassifications are processed on a daily basis while subsequent reclassifications happen on a quarterly basis.

Open an Individual, Joint, IRA or Trust Account

For information regarding your account, contact Interactive Brokers.

For information on SIPC coverage on your account, visit www.sipc.org or call SIPC at (202) 371-8300

Looking for a different account type? Visit our website for information about the Non-Professional Advisor account?

Start Application

Finish an Application

Guides

What You Need

Retirement Account Info

Choosing the Right Account

Trust Account

Start Trust Application

Get Started

Welcome Center

Disclosures

  1. IBKR Lite provides commission-free trades in US exchange-listed stocks and ETFs. For complete information, see ibkr.com/commissions
  2. According to StockBrokers.com Interactive Brokers Review: Read the full article Online Broker Reviews, May 6, 2024. "Professionals can take advantage of industry-leading commissions, including the lowest margin rates across all balance tiers."View our margin rates for more information.
  3. Restrictions apply. See additional information on interest rates. Credit interest rate as of July 3, 2024.
  4. For complete information, see our margin rate comparison
  5. Available currencies vary by Interactive Brokers affiliate.
  6. Any discussion or mention of an ETF is not to be construed as a recommendation, promotion or solicitation. All investors should review and consider associated investment risks, charges and expenses of the investment company or fund prior to investing. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, as necessary, seek professional advice.
  7. Interactive Brokers Group and its affiliates. For additional information view our Investors Relations - Earnings Release section.
Traders and Investors | Interactive Brokers LLC (2024)

FAQs

Do you actually own the stock on Interactive Brokers? ›

Unlike a mutual fund investor, you continue to be the direct owner of the underlying securities that are held in your own brokerage account. Your assets are held in an Interactive Brokers LLC brokerage account in your own name.

Why does my account not qualify for day trading Interactive Brokers? ›

Pattern Day Traders that do not meet minimum equity requirements may be subject to regulatory restrictions. For accounts that do not meet the $25,000 minimum equity, IB prevents the account from executing any additional day trades after three (3) day trades within a five (5) day period.

How long does it take for Interactive Brokers to approve your account? ›

It usually takes about 2-3 working days for Interactive Brokers to approve your account once you have completed the online application form and submitted all the required documents.

What is the most trusted trading platform? ›

Best Online Brokerage Accounts and Trading Platforms of 2024
  • Best Overall: Fidelity.
  • Best for Low Costs: Fidelity.
  • Best for Beginners: Charles Schwab.
  • Best for Advanced Traders: Interactive Brokers.
  • Best for ETFs: Fidelity.
  • Best for Options Trading: tastytrade.
  • Best for International Trading: Interactive Brokers.

Is your money safe with Interactive Brokers? ›

Interactive Brokers' conservative and prudent risk management helps keep your assets safe. We invest your cash in very short-term government securities maturing in a few months. As they mature, we continuously roll them forward into freshly issued securities.

Do professional traders use Interactive Brokers? ›

"Because Interactive Brokers' core clientele are professional traders and institutional investors (e.g., hedge funds), it is crucial to provide the lowest commissions schedule available. In our rigorous assessment, there is no question Interactive Brokers delivers."

What is the 25k rule on Interactive Brokers? ›

The NYSE regulations state that if an account with less than USD 25,000 is flagged as a day trading account, the account must be frozen to prevent additional trades for a period of 90 days.

How do you get approved for Interactive Brokers? ›

What You Need - Application
  1. US Social Security Number or ID number if not a US citizen (Driver's License, Alien Identification Card, Passport or National Identity Card).
  2. Your employer name, address and phone number.
  3. Bank or third-party broker account numbers for funding purposes, plus routing number for check deposits.

Can I trade at 4am on Interactive Brokers? ›

Interactive Broker clients can trade over 10,000 U.S. stocks and ETFs from 8pm ET to 3:50 am ET Sunday to Friday using the IBKR Overnight destination.

What is the credit score for Interactive Brokers? ›

Interactive Brokers LLC is rated "A- Outlook Stable" by Standard & Poor's.

Should beginners use Interactive Brokers? ›

Is Interactive Brokers good for beginners? No, not really. It's best suited for experienced traders who can understand their way around the platform and all the buttons.

What is the minimum deposit for Interactive Brokers? ›

The minimum deposit at Interactive Brokers is $0 - a great feature. You can choose from multiple base currencies. You can only deposit your funds via bank transfer but there's no deposit fee.

How much money do day traders with $10,000 accounts make per day on average? ›

On average, day traders with $10,000 accounts can make $200-$600 per day, with skilled traders aiming for 2%-5% returns daily. So, it is possible to achieve a daily profit of $200 to $600 with a $10,000 account.

Which broker do most traders use? ›

After hundreds of hours of comprehensive research, data analysis, and live broker platform demos, Interactive Brokers (IBKR) is our best overall online brokerage for day trading because of how it optimizes its pricing, user experience, and content to suit the needs of highly-active day traders.

What app do most traders use? ›

TD Ameritrade

TD Ameritrade's thinkorswim is a top stock trading app for active traders. TD Ameritrade features accounts with no recurring fees and no minimum balance. It offers various accounts and investments, including some less commonly supported investments, such as futures, forex, and cryptocurrencies.

Do I own the stocks in my brokerage account? ›

You own the money and investments in your brokerage account and can sell investments anytime. The broker holds your account and acts as a middleman between you and the investments you want to buy.

When you buy a stock, do you actually own it? ›

As an investor in a company, you own a portion of the company (no matter how small that portion is); however, this doesn't mean that you own property of the company.

Is Interactive Brokers genuine? ›

The company has historically catered to institutional and high-volume traders, and IBKR continues to meet the needs of these customers, earning our top choice for best broker for advanced traders, international trading, algorithmic trading, and risk management, cash management, among other categories.

How is my money protected in Interactive Brokers? ›

SIPC provides the first $500,000 per customer (including up to $100,000 for cash). For customers who have received the full SIPC protection, the Lloyd's policy provides up to an additional $29.5 million (including $900,000 for cash), subject to an aggregate limit of $150 million.

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